12 Steps to Follow to Buy a Home – Home Buying Process

The sale of a home is the most important investment in the lives of most citizens. so we show you the 12 steps you must follow to successfully perform this operation. Among the recommendations offered by the General Council of Notaries is to see if the house carries charges or fees from the community of owners without paying.

Buy a Home

– Before signing the public deed of sale of the house, notaries remember that a private contract is usually drawn up between the buyer and the seller, which must contemplate important issues such as:

1.- Who signs for the selling party: when a promoter sells, the administrator or the agent of the company signs. If it is a sale between individuals, all the owners must sign, and if it is marital or family housing, both spouses

2.- State of charges of the house: it is essential to check if the house is free of charges if it has a mortgage, if there are embargoes on it, or if there is any limitation in the statutes of the community of owners. You can apply directly to the property registry for a simple informative note or do it through a notary. Sometimes it is necessary to ask the town hall for a certificate of urban legality in case there is any type of affectation that does not appear in the property registry.

3.- Quotas of the community of owners: before the purchase makes sure that the house is up to date with payments and expenses since in certain cases the law obliges the buyer to take care of them.

4.- Price: it is necessary to determine with clarity the price and the form of payment. Do not admit the fixing of a price lower than the real one or fertilizers amounts that are not documented. This is contrary to the law and can harm you.

5.- Arras: when the private contract is signed, a quantity is usually given as part of the payment of the total price or “signal” -known as arras- that links both parties. The most common are the penitentials, which allow you to disengage from the contract before signing the deed. If the buyer cancels the agreement, you will lose the amount delivered, while if the seller does, you will have to return double the amount received.

6.- Expenses of the sale: if the parties do not agree on anything, or if they indicate in the contract that it is “according to law”, the legislation of the competent autonomous community will be applied. However, in the private document is usually agreed who assumes the expenses, including all paid by the buyer, except the surplus value that by law corresponds to the seller. If a promoter sells, it is forbidden for the buyer to assume expenses that by law must be paid by the seller.

Buy a Home

– The public deed of the sale of housing is not mandatory unless a mortgage is contracted, but the vast majority of citizens choose to go to the notary to do it for their legal security.

7.- The public deed is reliable: The grantors of a sale declare before a notary their willingness to buy and sell and the conditions of the sale. The notary, a public official, attests or authenticates these statements in the deed so that neither party can deny to the other what they have stated. The public deed is privileged evidence before the courts.

8.- The public deed provides legal security: the notary is not limited to testifying. Its professional performance provides legal security through the verification and verification that the aspects included in the private document comply with the law.

9.- In the act of signing the public deed, the notary, among other things, 1) verifies the identity, capacity and legitimacy of the seller and buyer; 2) exposes the state of loads that weigh on the house; 3) confirms the payment of community fees, or 4) requests the proof of payment of the real estate tax (IBI).

10.- Energy certificate: it is also an essential requirement to present the energetic certificate before the notary public. If this were not the case, the notary would not approve the operation.

– Among the steps to take once signed the deed of sale are:

11.- The payment of taxes and registration in the Property Registry. If you are going to personally carry out those steps, consult the notary for the deadlines in order to avoid sanctions or loss of rights. You can also choose to order your paperwork from the notary. Who will proceed to send to the property registry an authorized electronic copy of the need for registration. Subsequently, you will receive an authorized copy of the official paper deed with all the supporting documents and invoices.

12.- Supplies: do not forget to put in your name the supplies that affect the new home.

13.- Documentation and invoices: keep all documents, supporting documents, warranties and original invoices.

Free and Paid Real Estate Applications [Android, iPhone and iPad]

Real Estate Applications: Today with good real estate photography applications we can direct thousands of views towards our real estate website and the service we have to offer within our specialty. In this case, the popular phrase “a picture is worth a thousand words” is very close to reality.

Real Estate Applications

Let’s focus our efforts on capturing and maintaining those looks during the first 4 seconds in which a user or potential client decides if the image appeals to them and if so, continue reading the ad or article in question.

In addition, we play with technological advances in our favor. The new technologies have only helped the professional in his work to get quality photographs, worthy of being shown and capable of capturing the attention of our potential audience.

Currently, it is no longer necessary to be a professional photographer to take good snapshots for your website. Among the dozens of applications for real estate photography, we wanted to highlight the five that we believe may be more useful.

The Best Real Estate Applications [Android, iPhone, and iPad] to take Pictures

Real Estate Applications

Snapseed

It is one of the real estate applications for iPhone, which has the best filter options with thousands of different combinations and is also very easy to use. If capturing the perfect light and the most chromatic colors were never your forte, this photo application deserves proof.

LightTrac

It is available for the three main operating systems, iOS, Android and Windows and its main peculiarity is that it offers help to know the moment of the day in which the light will be more suitable for photography, depending on the exact place in which they want to take. It is one of the perfect real estate mobile applications to use in conjunction with the previous one.

360 Panorama

If an image “is worth more than a thousand words”, a video would be worth more than two thousand. On simple real estate applications to record videos, we will talk about future articles. Meanwhile, we invite you to try this one that will give an almost video aspect to your photo, with its panoramic format that will allow you to include all the parts of a room in a single image.

Camera +

At the moment it is only available for iOS (users of iPhone and iPad). It is perhaps one of the complete real estate agent applications, and one can almost say that it has nothing to envy to a real digital camera. From tactile focus and exposure, a stabilizer for shooting, timer, flashlight, digital zoom, synchronization with the cloud and a good range of optical effects, even very advanced editing systems.

The only drawback? It’s not free. Even so, the 2.69 euros it costs are worth it.

Diptic

Designed for iOS, its main virtue is its integration with Dropbox, a storage service in the cloud that we will talk about later.

They say of the photos of this application that it is perhaps the next best thing to see a house in person. Its functionalities will allow you, among other things, to create collages with photos and create incredible “before and after” photos. What better way to attract attention?

And after trying these five real estate photography applications, you still have many other possibilities, among which are the cameras provided by the social networks of photo-sharing such as Instagram or Pinterest.

What do you think if you try these applications for real estate and tell us in the comments which is your favorite? We are waiting for your impressions!